100% Home Financing & Down Payment Assistance

100% Home Financing & Down Payment Assistance

Home  ›  Real Estate Services in Bellingham, WA  ›  100% Home Financing & Down Payment Assistance

Home Owner Opportunities for Individuals

Guidelines information

FHA and USDA financing available

5 Year Forgivable Second - 30 year fixed rate mortgage forgivable after 5 years with 0% interest rate and no monthly payments

10-Year Repayable Second - 10 year fully amortizing over 10 years with payment. 20-year and 30-year options with 10 year balloon

No Down Payment Home Loan Features:

  • Minimum FICO 620*
  • Single family residences, 1-2 unit properties and manufactured homes (Double wide)
  • Home ownership counseling is encouraged but not required

First Time Home Buyer Benefits in Bellingham:

  • 100% financing options
  • Down payment assistance programs
  • Flexible credit requirements
  • Multiple loan program choices

Want to buy a home in Bellingham with no down payment? Mike Farkas can help make your homeownership dreams come true.

Start your path to homeownership today - contact Mike Farkas at 360-393-0622 to schedule an appointment.

Schedule An Appointment

Disclaimer: Mike Farkas and mikefarkas.com are not mortgage lenders. We specialize in locating private lenders, hard money lenders, hedge funds, and other non-traditional lenders to meet the unique needs of our clients. The information provided on this website is for general informational purposes only and does not constitute financial, legal, or professional advice. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on this website4 . Any reliance you place on such information is strictly at your own risk. We will not be liable for any losses or damages in connection with the use of our website or the services we provide. By using this website, you acknowledge and agree to these terms.

You can trust Mike Farkas Real Estate for all your real estate needs in Bellingham, WA and our surrounding communities of Anacortes, WA Blaine, WA Ferndale, WA Lynden, WA Mt. Vernon, WA Sedro-Wooley, WA. With expert services in buying and selling residential homes and commercial properties, our team of professional Realtors makes real estate simple and stress-free.

We offer many flexible (outside the box) purchase and sale financing solutions including cash offers, traditional listings, and unique options like “Sell Now Move Later” or “Move Now Sell Later.” Our full-service approach also covers luxury home marketing and financing through our preferred lenders or choose your own lender. Whether you’re a first-time buyer or selling your 100th rental property, we handle every detail with care and attention. Contact Mike Farkas at 360-393-0622 to discuss your real estate goals today!